Considering a consumer proposal or bankruptcy in Sarnia – am I alone?

by Joel Sandwith on October 7, 2010

I’ve been working in the credit counseling and bankruptcy fields for about 8 years now, and this is one of the most common concerns that people express, that they are alone in their problems, and that other people have been able to avoid what is becoming an option for them.  I get asked this question every day:  am I the only one?

The answer is no, you are not.  We see folks from all walks of life, all ages, coming to see us for any number of reasons.

Recently, the most common reason people are struggling with debt has been loss of job – and for some people, not just loss of their jobs, but such a long search for new work that they have even run out of Employment Insurance benefits.

Having said that, there are any number of reasons someone will experience financial difficulty, such as break down of a marriage or relationship, disability, helping family, difficulty understanding credit or managing money, low income, and so on.  We see younger people who had too much easy access to credit, and older folks who simply didn’t have time to save while raising their families.

The important thing to remember is that you are not alone.  Many people go through difficult financial times, and with the proper help, they can recover.  Also, there are people, like us, who can help to explain your options and work with you to develop a plan to get a fresh start.  A personal bankruptcy may be that fresh start, or perhaps you can file a consumer proposal and avoid bankruptcy.

The thing is, you have to get started.  Here’s what to do:  call us, so that we can help you learn what your options might be.  Book an appointment to come and see us for a free consultation.  Ask us questions – make sure you understand the pros and cons of each option, and what the costs are.  Then, choose one, and start to live your life again.

You aren’t alone, we can help.  Call us today – toll free at 310-PLAN.

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